Sales Executive – Gold Loan

Role & Responsibilities

· Generate new customers through field sales, referrals, leads, and local market activities.

· Explain gold loan products, interest rates, repayment options, and eligibility criteria to customers.

· Identify potential customers and achieve monthly/quarterly gold loan disbursement targets.

· Build and maintain strong relationships with existing and new customers.

· Visit customers, business locations, and local markets for lead generation and follow-ups.

· Collect and verify customer information and required documents as per company policy.

· Coordinate with the branch team for gold valuation, documentation, loan processing, and disbursement.

· Ensure proper KYC and compliance procedures are followed.

· Follow up with customers for repayments, renewals, top-ups, and loan closures.

· Generate leads for repeat customers and referrals.

· Maintain daily records of leads, customer visits, conversions, and sales activities.

· Monitor the local market and competitor activities and provide feedback to the branch manager.

· Handle customer queries and resolve basic service-related issues professionally.

· Ensure high-quality customer service and maintain long-term customer relationships.

· Support the branch in achieving business growth, portfolio targets, and customer acquisition goals.

· Follow company policies, regulatory requirements,



and ethical sales practices.

Key Performance Indicators (KPIs)

· Gold loan disbursement

· New customer acquisition

· Lead conversion ratio

· Number of customer visits/leads generated

· Repeat business and loan renewals

· Customer retention

· Collection/repayment follow-up

· Branch sales target achievement

Preferred Skills: Positive communication, field-sales ability, customer relationship management, local market knowledge, negotiation skills, basic computer knowledge, and target-oriented approach.

Candidate can prefer also from NBFC/BFSI /LAP Sales experience with min 6+ months

Must have bike with valid DL, Must know local language and area

Pay: ₹20,000.00 - ₹25,000.00 per month

Benefits

- Cell phone reimbursement
- Health insurance
- Provident Fund

Application Question(s):
- Do you have bike /scooty with valid driving licensed ?
- Are you staying in bagalure from last 4+ year and know all the area local very well as well know very well to speak local language ?
- i have read the JD carefully very well and i do qualify for the same ?
- Do you have min 1+ year of experience from gold loan/BFSI/NBFC/Loan against property Field sales experience ?

Education:
- Higher Secondary(12th Pass) (Preferred)

Language:
- Kannada (Preferred)
- Tamil (Preferred)
- Telugu (Preferred)

Work Location: In person

📌 Sales executive- Gold loan (Bengaluru)
🏢 ONEWAY
📍 Bengaluru