Job Title

Relationship Manager

Business Unit

Corporate Banking

Reporting To

Not specified

Job Function and Role Type

Corporate Banking Sales, Managerial Role

Version No

Not specified

Job Purpose

Build and manage relationships with corporate clients to meet their banking needs across products. Ensure customer acquisition, retention, and income generation through tailored banking solutions.

Key Responsibilities

Business Development - Existing Client Relationship Management

Generate revenue by offering banking products and services.

Identify new opportunities within the existing client base.

Maintain solid client relationships to achieve revenue targets.

Conduct joint client meetings with internal teams for cross-sell and service delivery.

Monitor credit health through periodic client visits.

Business Development - New Client Acquisition

Identify and develop potential corporate clients.

Acquire new relationships, including MNCs, through follow-ups and meetings.

Offer value-added solutions to convert prospects.





Product Penetration & Cross-Sell

Identify client needs to cross-sell suitable products.

Generate new opportunities by understanding client requirements.

Increase in Wallet Share

Enhance the Bank's share in existing client portfolios.

Prepare credit appraisals and analyze financials for deal structuring.

Coordinate with internal teams for timely service delivery.

Knowledge Building and Market Intelligence

Stay updated on regulations and internal guidelines.

Share market insights and updates with peers.

Monitor competition to identify emerging opportunities.

Education:

MBA/CA/ICWA/CFA with a bachelor's degree.

Certifications:

Not specified.

Key Competencies

Corporate banking knowledge, credit analysis, relationship management, target orientation, communication skills.

Major Stakeholders

Corporate clients, internal product and credit teams.

Required Skills

📌 RM-Corporate Banking (Kolkata)
🏢 HDFC Bank
📍 Kolkata