Role : Portfolio Management and Risk Monitoring - SME Banking

Designation – Manager/ Senior Manager/ AVP

Position Overview: Portfolio Manager

Location - YES Bank House, Santacruz, Mumbai
Experience – CA/ MBA with 3 to 7 years of relevant experience
Key responsibilities – Portfolio and Risk Monitoring

Requirement

Ability to work in a rapid paced workplace
Robust analytical abilities and data interpretation
Robust drive capabilities

In This Role, You’re Expected To

Maintaining operational and credit risk controls over sanctioned and disbursed portfolio by effectively applying monitoring tools.
Monitoring portfolio to assess delinquency trends across various locations, profiles, programs, products, other parameters.
Analyzing trends regularly to understand overall portfolio behaviour and also reasons for defaults by individual customers/ segments and accordingly suggesting appropriate modifications in policy, programs etc. based on trends observed.
Competition benchmarking (peers and industry level)



and tracking portfolio trends which will help in improving product and policy framework.
Maintaining, enhancing and managing the Early Warning System (EWS) mechanism.
Designing and developing various portfolio decks for the monitoring of portfolio – delinquency, repayment and outstanding segment wise, disbursements and sanctions across various critical parameters and demography.
Deriving and highlighting analytical insights from the portfolio monitoring to senior management and stakeholders in order to augment policy decisions across various parameters like demography, customer segments, industry, etc.
Planning, developing and executing reporting activities that would help in managing the credit perspective through various analytical approaches
Preparing review notes and presentations for senior stakeholders
Handling internal and regulatory audit which includes circulating and highlighting summary findings to senior management
Coordinating with various internal stak

📌 Product Manager Mumbai (India)
🏢 Yes Bank
📍 India