Shift- Night Shift

Qualifications Education: Bachelors in any stream.

Responsibilities:
Knowledge of mortgage underwriting and Agency automated underwriting systems
Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines
Review all mortgage applications and documentation for accuracy and completeness
Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.
Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
Review property documentation including title commitments, sales contracts, insurance, and flood determinations
Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud
Review and analyze appraisals for value and compliance with industry requirements
Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience




Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client
Maintain confidentiality of all customer and employee information
Respond positively to feedback and redirection
Fully utilize systems, tools, training, and resources provided to maximize potential
Assist other departments as needed
Meeting daily production.
Meeting the daily SLA requirement
Meeting the daily Quality requirements
Qualifications Education: Bachelors in any stream.

Knowledge/Skills/Abilities:
Experienced mortgage professional with 4 years with mortgage underwriting.
Has a complete understanding of Conventional, FHA and VA underwriting guidelines.
Has working knowledge of real estate lending criteria and federal, state, and agency compliance
Can multi-task and manage time efficiently
Has solid organizational skills, attention to detail, and basic Microsoft Office skills
Positive analytical and problem-solving skills.
Solid organization and verbal and written communications skills.

Highly adaptive and open to changes as the organization grows and its needs

📌 Live Underwriter Us Mortgage Bengaluru
🏢 Spotshine Consulting Delhi
📍 Bengaluru