Bluemoon Finances is looking for an experienced Credit Analyst / Senior Parabroker with strong Australian mortgage-broking experience to join our growing team.

This is not an entry-level processing or general administration role . We are looking for someone who understands Australian lender policies, can analyse complex scenarios, and can independently determine the right lender and loan structure.

Key Responsibilities
- Assess residential mortgage scenarios from initial fact find through to approval and settlement.
- Analyse client income, liabilities, assets, living expenses and supporting documentation.
- Complete borrowing capacity and servicing assessments using lender calculators and Quickli.
- Research and interpret current lender credit policies and determine suitable lender options.
- Assess and structure applications for:
- PAYG applicants
- Self-employed applicants
- Company structures
- Trust structures
- Investors
- Refinances
- Construction loans
- Complex income scenarios
- Review payslips, tax returns, NOAs, financial statements,



BAS and other supporting documents.
- Prepare applications and supporting documentation for submission.
- Have strong hands-on experience with ApplyOnline (AOL) .
- Review applications before submission to identify potential policy issues and minimise MIRs.
- Liaise with brokers, BDMs and lender credit teams when required.
- Manage applications through approval and settlement.
- Keep CRM and application records accurate and up to date.
- Provide clear credit recommendations and explain potential issues before lodgement.
- Speak directly with clients by phone to clarify information, explain requirements and provide updates throughout the application process.

Essential ExperienceThe successful candidate must have previous Australian mortgage-broking experience .

We are looking for:
- Minimum 3 years' Australian mortgage broking / credit assessment experience .
- Solid understanding of Australian bank and non-bank lender p

📌 Credit Analyst – Australian Mortgage Broking (GTB Nagar)
🏢 Blue Moon Finances
📍 GTB Nagar