Assist in reviewing credit applications for SME. Analyze basic financial statements, borrower profiles, cash-flow summaries, and collateral details.
Responsibilities
Conducting loan account reviews to assess repayment behavior, account conduct, and exposure quality.
Verify adherence to approved loan terms, repayment schedules, and covenants.
Prepare wellstructured credit review notes and working papers in line with Standard operating procedure.
Support periodic portfolio reviews.
Support Onshore Relationship Manager in assessing creditworthiness using internal rating models and risk scoring tools.
Review and keep up to date, and fully abide by the process operational and administrative procedures and ensure process compliance.
Participating in the training programs based on business needs.
Attending team meetings or customer calls
📌 Banking Operations Associate Chennai
🏢 NTT DATA Business Solutions
📍 Chennai
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