Job Description

We're Hiring | Senior AI/ML Engineer at Kotak Neo

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Location- Mumbai / Bangalore

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Years of Exp- (5-15 Years)

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We're rebuilding our technology landscape from the ground up and creating a next-generation AI platform for a highly regulated financial workplace. We are looking for experienced professionals who are passionate about building production-grade AI systems that are scalable, reliable, explainable, and compliant.

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Key Responsibilities

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Generative AI & Agentic Systems

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- Build AI agents with tool/function calling, workflow orchestration, memory management, and autonomous decision-making capabilities.
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- Design and optimize RAG pipelines, embeddings, vector databases, retrieval strategies, and grounded generation with citations.
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- Develop evaluation frameworks, guardrails, prompt engineering practices, and monitoring systems for production AI applications.
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- Implement controls for PII protection, prompt injection resistance, model routing, semantic caching, and cost optimization.
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Applied Machine Learning

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- Develop end-to-end ML solutions for personalization, recommendations, churn prediction, customer intelligence, and segmentation.
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- Build risk, anomaly detection, fraud, and behavioral analytics models on large-scale datasets.
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- Design and execute experiments with robust measurement frameworks and performance evaluation.
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ML Platform & MLOps

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- Build feature stores, training pipelines, model registries,



and reproducible ML workflows.
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- Deploy and manage real-time and batch inference systems with autoscaling, canary releases, shadow testing, and rollback mechanisms.
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- Establish monitoring for model performance, feature health, drift detection, and retraining triggers.
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- Enable governance, auditability, lineage tracking, and compliance with regulatory requirements.
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What We're Looking For

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- 5+ years of software engineering experience with 3+ years in AI/ML, Data Science, or ML Engineering
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- Strong Python programming and software engineering fundamentals
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- Experience building, deploying, and supporting production AI/ML systems
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- Expertise in cloud platforms, containers, orchestration, CI/CD, SQL, and large-scale data processing
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- Deep expertise in at least one area: Generative AI, Applied ML, or MLOps
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Preferred Skills

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- LangGraph, LlamaIndex, Bedrock, SageMaker
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- Vector databases (pgvector, Qdrant, Milvus, OpenSearch)
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- PyTorch, TensorFlow, MLflow, Databricks, Kubeflow, Ray
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- vLLM, Triton, ONNX Runtime, TensorRT
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- Kafka, Flink, Delta Lake, Feature Stores
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- Explainable AI and model governance in regulated environments
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If you're excited about building AI solutions that power the future of investing while meeting the highest standards of reliability, governance, and scale, we'd love to hear from you.

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Apply now or share with your network.

📌 AI & Machine Learning (Mumbai)
🏢 Kotak Neo
📍 Mumbai