Job Title: Associate – Bank AuditLocation: PuneExperience: 0-2 yearsQualification: Chartered Accountant (CA)Role Summary:We are looking for a qualified CA with 0-2 years of experience in auditing Banks. The role involves executing end-to-end audit procedures, including testing of advances, investments, deposits, revenue recognition, and treasury operations, while ensuring compliance with RBI guidelines, Ind AS, and prudential norms.Key Responsibilities1. Planning & Risk Assessment- Assist in developing audit plans, conducting risk assessments, and selecting advance/loan samples as per defined criteria.- Evaluate internal controls and compliance with bank policies and regulatory requirements.- Perform tests of controls to assess their effectiveness in mitigating risks.- Coordinate with auditees for audit requirements and ensure timely follow-up.2. Branch Audits- Visit selected branches and conduct Credit Audit, Branch Operations Audit, and review of branch statements.- Examine credit policies for adequacy, updates, and regulatory compliance.- Verify selected loan files as per the audit checklist, including loan applications, approvals, collateral documentation, and customer financial information.3. Head Office Department Audits- Conduct audits of various Head Office departments as per the defined scope.- Perform financial audits,



including financial statement review and transaction testing.4. Reporting- Document audit findings, including non-compliance, control weaknesses, and potential risks.- Discuss findings and recommendations with bank management and obtain feedback.- Prepare comprehensive audit reports and submit them to the Manager and Partner for review.5. Documentation- Ensure all audit procedures, evidence, and conclusions are properly documented.- Maintain transparent, concise, accurate, and timely documentation that enables an experienced auditor to understand the work performed and conclusions reached.- Use the firm's standardized templates and formats for consistency and ease of review.- Ensure secure storage and restricted access to audit documentation.- Archive audit records to protect them from unauthorized access, alteration, or destruction.Qualifications/Required Skill Set:CA with 0-2 years of relevant audit experienceProficient in MS Office; good documentation and communication skillsExperience:
- Should have done articleship from a audit CA firm having atleast 3-4 partners.· Strong understanding of RBI regulations, Ind AS, and banking processes· Prior experience in a CA firm or audit of financial institutions preferred

📌 Chartered Accountant - Bank Audit (Nashik)
🏢 P G BHAGWAT
📍 Nashik