Job Description (Sr. Manager/Manager) A credit manager needs to oversee the credit functions of a business. They are responsible for managing the credit risk, cash flow, and liquidity, of the organization. They also ensure compliance with relevant policies, regulations, and accounting standards.

Major Responsibilities/Purpose of the Job: The duties and responsibilities of a credit manager are:

- Evaluate the creditworthiness of existing and potential customers and set appropriate credit limits, Risk Profiling and Terms.

- Monitor account receivables and minimize bad debts.

- Standard soft skills consist of personality traits, social agencies, communication, language skills, friendliness, and optimism.

- Negotiate deals with customers (Internal and External), suppliers, and lenders to resolve credit issues, disputes, and favourable Contractual Terms.

- Monitoring customer onboarding, predictive Risk analytics, and maintenance of credit centralized data.

- Drive Innovations to achieve an Organisation's Digital footprint, transform the credit management field, improve productivity and eliminate repetitive tasks.

- Develop and implement credit and treasury policies and procedures.

- Optimize the cash management and working capital of the business.

- Identify and mitigate financial risks, such as currency, interest rate, and liquidity risks.





- Ensure compliance with internal controls, audit requirements, and tax regulations.

Desired Skills and Qualifications:

- Bachelor s degree in finance, accounting, or related field

- Qualified certification, such as CCP (Certified Credit Professional), CFA (Chartered Financial Analyst), or CMA, is preferred.

- At least 5 years of experience in Credit Management or related roles

- Strong knowledge of financial markets, accounting principles, and regulatory frameworks

- Proficient in using SAP, Microsoft Office-(Spreadsheet and VISIO) , and Database Management

- Excellent analytical, problem-solving, and decision-making skills

- Effective communication, negotiation, and interpersonal skills
- High attention to detail, accuracy, and integrity

- Ability to work independently and as part of a team.

- Ability to handle multiple tasks and prioritize deadlines and bring Innovation.

Required Skills

- treasury management
- credit control
- treasury operations
- credit management
- financial risk management
- risk management
- financial risk
- compliance management
- regulatory frameworks
- internal controls
- tax regulations
- sap
- database management
- accounting principles
- accounting standards
- cash management

📌 Manager - Treasury & Credit control (Pune)
🏢 Sourceo
📍 Pune