21 Oct
|
Asian Hires
|
Visakhapatnam
21 Oct
Asian Hires
Visakhapatnam
Local Visakhapatnam candidates are eligible for this position; if you are not from Visakhapatnam, please skip this as we are only seeking local applicants.
REPORTING RELATIONSHIP
POSITION REPORTS TO: AREA / REGIONAL HEAD - SALES
DEPARTMENT: SALES
POSITION LOCATION: VISAKHAPATNAM
POSITION SUMMARY
We are looking for a dynamic and result-oriented Sales Manager with experience in sourcing secured loans, particularly in Affordable Housing Loans (HL) and Micro & Small Loan Against Property (LAP) segments. The ideal candidate will have strong market knowledge, an existing network of DSAs/connectors, and prior experience with reputed NBFCs or Banks. The candidate must be capable of driving business within defined ticket sizes — up to 1 Cr for HL and 75 Lacs for LAP.
JOB RESPONSIBILITIES
• Source new business for secured lending products (Affordable Housing Loans and LAP) through DSAs, connectors, and other sourcing channels.
- Ensure acquisition of customers with ticket sizes up to 1 Cr (HL) and 75 Lacs (LAP).
- Build, manage, and enhance relationships with DSAs, connectors, and other channel partners
to ensure continuous lead flow. • Conduct field visits to understand customer needs and assess property documentation and profiles.
- Drive monthly targets for business acquisition, disbursement,
and revenue generation.
- Ensure adherence to credit policies, documentation, and compliance requirements.
- Maintain a healthy lead pipeline and conversion ratio.
- Coordinate with credit, operations, and legal teams to ensure smooth processing and
turnaround time (TAT). • Stay updated on competitor offerings and market trends.
EDUCATINAL QUALIFICATION, KNOWLEDGE, SKILLS AND ABILITIES
Desired Candidate Profile:
• Experience: 2–4 years of relevant experience in sourcing secured loans (HL/LAP),
especially from the Affordable Housing and Micro-LAP segment.
• Industry: Candidates currently working or previously associated with prominent
NBFCs, or Banks will be preferred.
• Network: Strong existing relationships with DSAs, connectors, and field agents in the
local market.
Skills:
- Strong negotiation and interpersonal skills.
- Positive understanding of secured lending products and related documentation.
- Ability to work under pressure and meet business targets.
- Good communication and presentation skills.
Educational Qualification:
• Graduate/Postgraduate in any discipline. MBA/PGDM in Sales/Marketing/Finance
will be an added advantage.
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