Kotak Mahindra Bank - Institutional Banking

We are looking to hire Qualified Chartered Accountants (Freshers / up to 1 year of experience) for our Commercial Real Estate (CRE) business in Mumbai across the following domains:

1. Relationship Management - CRE

- Support acquisition and management of leading real estate developers and institutional clients.
- Conduct financial analysis, credit assessment, industry research, and transaction evaluation.
- Prepare financial models, credit proposals, business presentations, and transaction documentation.
- Coordinate with Credit, Risk, Legal, Technical and Operations teams for transaction execution.
- Monitor client portfolios and support business growth initiatives.

2. Credit Analyst - CRE

- Evaluate real estate financing opportunities across residential, commercial and mixed-use projects.
- Conduct detailed credit underwriting,



project feasibility assessment and developer evaluation.
- Build project cash flow models, sensitivity analysis and Credit Appraisal Notes (CRANs).
- Assess transaction structures, security packages, repayment mechanisms and key credit risks.
- Monitor portfolio performance and track market developments within the real estate sector.

Candidate Profile

- Qualified Chartered Accountant (CA).
- Fresher or up to 1 year of relevant experience.
- Strong understanding of:
- Financial Statement Analysis
- Corporate Finance
- Credit Appraisal & Underwriting
- Financial Modelling
- Project Finance Concepts

- Keen interest in Corporate Banking, Lending and Real Estate Finance.
- Solid analytical and communication skills.

📌 CA Fresher - 1st Attempt (Delhi)
🏢 Kotak Mahindra Bank
📍 Delhi