AVP / VP – FINANCE

Company: Navin Housing & Properties

Location: Chennai

Industry: Real Estate / Property Development / Construction

Experience: 15–22 Years

Designation: Associate Vice President / Vice President – Finance

1. Role Overview

We are seeking an experienced and strategically driven AVP / VP – Finance to lead treasury operations, fund raising, debt and equity financing, project financing, capital structuring, and investor relations for our real estate and property development projects.

The ideal candidate must have a solid track record of raising ₹500 Crore or more in cumulative debt and equity funding, with hands-on experience in executing large-value funding transactions and managing relationships with banks, NBFCs, private equity funds, institutional investors, and other financial institutions.

Candidates with established funding networks and familiarity with the Chennai and Bangalore real estate markets will be preferred.

2. Key Responsibilities

A. Treasury Operations & Management

- Lead treasury operations, cash flow management, liquidity planning, and working capital management.
- Monitor daily fund positions, cash balances, fund utilization, and cash flow requirements across projects.
- Manage banking operations, banking relationships, cash credit facilities, and working capital limits.
- Optimize the cost of funds, interest expenses, liquidity, and deployment of surplus funds.
- Oversee debt servicing, repayment schedules, interest payments, and compliance with lender covenants.
- Develop treasury policies, internal controls, and effective cash management strategies.

B. Fund Raising & Capital Structuring

- Lead and execute debt and equity fund-raising transactions for real estate and property development projects.
- Demonstrate a proven track record of raising ₹500 Crore+ in cumulative debt and equity funding.
- Identify suitable funding sources and develop capital-raising strategies aligned with business expansion and project requirements.
- Structure and negotiate financing arrangements with banks, NBFCs, private equity funds, institutional investors, and other funding partners.
- Evaluate financing options to optimize the capital structure, funding costs, and financial flexibility of the organization.
- Independently manage transactions from initial discussions and term-sheet negotiations through due diligence, documentation, and financial closure.

C. Debt Financing & Loan Transactions

- Manage end-to-end debt financing and loan transactions, including structuring, negotiations, approvals, documentation, and disbursements.
- Drive and manage the following funding instruments:
- Project Financing and Real Estate Construction Finance
- Lease Rental Discounting (LRD)
- Corporate Loans and Term Loans
- Cash Credit (CC) and Working Capital Facilities
- External Commercial Borrowings (ECB)
- Mezzanine Debt and Structured Debt
- Secured and Unsecured Debt Facilities




- Build and maintain strong relationships with banks, NBFCs, financial institutions, and debt investors.
- Negotiate competitive interest rates, repayment terms, security structures, and other financing conditions.

D. Equity Funding & Alternative Financing

- Lead equity fund raising and identify strategic capital partners for ongoing and upcoming projects.
- Develop funding opportunities through private equity funds, institutional investors, family offices, and other eligible investment partners.
- Evaluate and execute appropriate funding structures, including:
- Private Equity (PE)
- Open Market Fund Raising and Capital Market Transactions, where applicable
- Bond Issues
- Debentures
- Non-Convertible Debentures (NCDs)
- Optionally Convertible Debentures (OCDs)
- Compulsorily Convertible Debentures (CCDs)
- Mezzanine Funding and Hybrid Capital Instruments
- Lead investment structuring, financial due diligence, valuation discussions, negotiations, and transaction closures.
- Assess the commercial viability, cost, and implications of different debt and equity funding options.

E. Project Financing & International Borrowings

- Arrange and manage project-specific financing based on project feasibility, cash flow projections, construction milestones, and funding requirements.
- Coordinate with lenders and financial institutions for project finance approvals and timely disbursements.
- Identify suitable overseas borrowing opportunities through External Commercial Borrowings (ECB) and other permitted international financing structures.
- Liaise with overseas lenders, financial institutions, legal advisors, and compliance teams.
- Ensure that international borrowing and financing transactions comply with applicable RBI regulations and other statutory requirements.

F. Investor Relations & Stakeholder Management

- Establish and maintain relationships with private equity investors, institutional investors, lenders, family offices, and strategic funding partners.
- Develop investor presentations, financial models, funding proposals, and investment memoranda.
- Present project feasibility, projected returns, cash flows, funding requirements, and investment opportunities to prospective investors.
- Manage investor communications, periodic financial updates, reporting requirements, and ongoing stakeholder relationships.
- Strengthen the organization's funding network, particularly across Chennai and Bangalore.

G. Financial Planning & Risk Management

- Prepare and review cash flow forecasts, funding plans, financial projections,



and capital allocation strategies.
- Evaluate project financial feasibility, funding gaps, cost of capital, and return on investment.
- Monitor financial risks, interest rate exposure, liquidity requirements, and debt obligations.
- Work closely with senior management, project teams, legal, commercial, and accounts departments to ensure timely availability of funds.
- Provide strategic financial insights and recommendations to support business growth and financial stability.

3. Desired Candidate Profile

- Experience: 15–22 years of relevant professional experience in finance, treasury, fund raising, corporate finance, or project financing.
- Industry: Strong experience in Real Estate, Property Development, or Construction is highly preferred.
- Fund-Raising Track Record: Minimum ₹500 Crore in cumulative debt and equity funding raised.
- Treasury Expertise: Strong hands-on experience in treasury operations, liquidity management, cash flow forecasting, banking operations, and working capital facilities.
- Debt & Equity Expertise: Practical experience in Project Finance, LRD, ECB, Cash Credit, Private Equity, NCDs, CCDs, OCDs, Mezzanine Funding, and other structured financing instruments.
- Investor Network: Established relationships with banks, NBFCs, private equity funds, institutional investors, and other capital providers.
- Market Knowledge: Familiarity with the Chennai and Bangalore real estate funding markets is preferred.
- Educational Qualification: Chartered Accountant (CA) preferred; other finance qualifications may be considered based on relevant experience and proven transaction credentials.
- Core Competencies: Financial modelling, capital structuring, negotiation, investor relations, treasury management, strategic planning, and leadership.

4. Mandatory Selection Criteria

1. Proven track record of raising ₹500 Crore or more through debt and equity funding.
2. Strong hands-on experience in treasury operations and fund management.
3. Demonstrated execution of large-value debt and equity financing transactions.
4. Relevant exposure to real estate / property development / construction financing.
5. Strong lender, investor, and financial institution relationships.
6. Ability to independently drive fund raising from sourcing through financial closure.

5. Preferred Candidate Attributes

- Well-connected within the Chennai and Bangalore banking and investment ecosystem.
- Experience in funding multiple real estate development projects.
- Ability to identify innovative funding opportunities and negotiate favourable commercial terms.
- Strong business acumen and the ability to work closely with senior management on strategic financial decisions.

Application Note: Candidates with substantial real estate funding experience, a minimum ₹500 Crore debt and equity fund-raising track record, and strong treasury management capabilities are encouraged to apply.

📌 Vice President Finance (Chennai)
🏢 Navin's
📍 Chennai