JOB DESCRIPTIONJob Purpose
Risk Portfolio management for each of the Co-lending partner.
Culture Anchor:
Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them
Own It - Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes

Duties and Responsibilities

The role will manage all Risk related activities of a recent Strategic Business Initiative of the Company - "Co-Lending". The role will manage multiple products - Micro Finance, Personal Loans, Housing, Commercial Vehicle, Tractor & Gold Loan.

Co-Lending Portfolio Monitoring
Responsible for Product Program, Existing policy changes and implementation of Policy rules on System
Responsible for Portfolio Management according to annual operating plans and Risk KPI's
Responsible for Loan Loss budgeting & AOP delivery on various risk KPIs
Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes business strategies, market workplace or portfolio performance
Responsible for tracking portfolio performance/TTD Metrics/Approval Rates

Data Infrastructure & MIS
Responsible for setting up Data Infrastructure related to Risk for Co-Lending business




Responsible for developing and publishing monthly risk reports to Senior Management
Responsible for Partner wise Monthly Risk deck preparation

Development & Management of Credit Rule Engine
Developing and managing Rule Engine coding to code Risk Policy rules of each Co-lending partner
Responsible for getting UAT testing of risk rules coded & sign off
Understanding any policy rule changes communicated by the External Partners and executing the coding, testing & sign off of the rule changes
Ensuring that the Rule Engine is working as coded and Error Rate is Nil
Responsible for Risk Masters maintenance in system
Alignment of Co-Lending Partners masters with our internal systems

Required Qualifications and Experience
Practice Emotional Intelligence - Develops the team, supporting them to do more
Listens to others, stays calm under pressure, and treats everyone with respect

Locations

Basic Section
Job Level: GB02
Job Title: Assistant Manager - BFSD
DMS: High IRR, High IRR, High IRR
Job Location
Country: India
State: RAJASTHAN
Region: North
City: Kota
Location Name: Kota
Tier: Tier 2

📌 Assistant Manager Bfsd Dms High Irr Kota
🏢 Bajaj FinServ
📍 Kota