Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.

We're looking for an Underwriter who can autonomously underwrite SME financing applications for FX products and trading facilities, improve an auto-decisioning tool, and monitor an active lending book of business.

Underwriting SME financing applications for FX products and trading facilities through the analysis of accounts, open banking transactions, business models, and other databases

Rationalising the risk/reward balance for each application

Decisioning FX trading limits and facilities based on signing authority, or presenting deals to the credit committee for review and approval

Improving risk underwriting policies for FX exposures, and contributing to key risk indicators (KRIs) for business credit applications and counterparty exposure monitoring

Ensuring KPIs on credit underwriting are met, including individual service level agreements, approval rates, and decline rates, as well as limit utilisation metrics

Identifying operational inefficiencies and managing the implementation of big and small-scale changes within the department across onboarding, limit management, and margining processes

Optimising risk mitigation while reducing client friction, ensuring a positive experience for business customers





Ensuring continuous monitoring and validation of credit decision outcomes and FX exposure outcomes, including mark-to-market movements and MIS availability

Leading the initiative for preventive and reactive actions towards any micro and macro factors impacting portfolio credit performance and profitability

Ensuring approval and positive rating of first-line credit risk function for FX risk activities from second line, third line, and regulators

Expertise in credit risk analysis for FX or treasury products

A bachelor's degree from a top university in an quantitative field, such as engineering, statistics, physics, maths, economics, or management

A solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent manner

Familiarity with fraud risk management controls and how these apply to business credit underwriting decisions, FX onboarding, and trading limit approvals

Experience improving or launching new credit products, FX risk features, or trading products

Experience documenting each application's merits and associated exposure risks in a clear and concise manner

Knowledge of SQL, R, Python, and/or other data analysis tools

An interest in learning new technology to help the business scale

A master's degree

Building a global financial super app isn't enough. Our Revoluters are a priority, and that's why in 2021 we launched our inaugural D&I; Framework, designed to help us thrive and grow everyday. We're doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That's why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

We won't ask for payment or personal financial information during the hiring process. Report it immediately.

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📌 Underwriter- Remote (India)
🏢 Revolut
📍 India