Job Description – AML Operations Analyst (AML QC)

Role: AML Operations Analyst
Location: Bangalore / Chennai
Experience: 10+ Years
Skill Required: AML Operations / AML Quality Control (QC)
Band: BPO 3/4
Salary: Up to ₹12.5 LPA
Work Authorization: H1 / OPT / GC / Citizen

Job Overview

We are looking for an experienced AML Operations Analyst with solid expertise in AML Quality Control (QC) , transaction monitoring, alert review, and compliance processes. The candidate should have hands-on experience in reviewing AML alerts, conducting investigations, identifying suspicious activities, and ensuring compliance with AML regulations and internal policies.

Note: Ex-TCS employees are not eligible to apply.

Key Responsibilities

- Review and analyze AML alerts generated in FCRM and identify potential red flags such as:

- Structuring

- High-risk/high-volume transactions

- Change in customer behavior

- Suspicious transaction patterns

- Conduct detailed reviews of alerted activity along with the customer’s recent 30-day transaction history.

- Perform customer profile checks and validate transaction activity against expected customer behavior.

- Conduct initial investigations using internal systems and external data sources to assess transaction legitimacy.

- Analyze transaction patterns, identify risks,



and provide logical conclusions with proper rationale.

- Make alert disposition decisions:

- Close alerts as non-suspicious with appropriate justification.

- Escalate alerts for further investigation when required.

- Maintain accurate documentation of findings, investigation details, and decisions in the required FCRM format.

- Ensure all investigations comply with AML policies, regulatory requirements, and internal procedures.

Required Technical / Functional Skills

- Strong understanding of AML regulations including:

- Bank Secrecy Act (BSA)

- OFAC Sanctions

- Anti-Money Laundering regulations

- Experience in AML Alert Review / Transaction Monitoring / AML QC.

- Strong analytical and investigative skills.

- Excellent attention to detail and accuracy in documentation.

- Knowledge of financial products, customer profiles, and transaction risk indicators.

- Ability to identify suspicious activity patterns and recommend appropriate actions.

Candidate Details Required for Profile Creation

Please ensure the below details are available:

- PAN Number

- Date of Birth (DOB)

Application Process

Mandatory Requirement:
Candidates must fill out the below questionnaire form to complete the application process. Filling out this form is mandatory for profile evaluation.

Questionnaire Link:

📌 AML Operations Analyst (AML QC) (Bengaluru)
🏢 Gratitude
📍 Bengaluru