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Job Summary

Assist Head SAG, CPM implement the strategy for CPM as it relates to management of stressed exposures across CCIB globally. Stressed exposures to include legacy CG 13 to CG 14 exposure to be managed by Stressed Asset Group, all new CG 13 and CG 14 exposures effective 1 January 2022, and any other exposure(s) across the CCIB balance sheet with imminent signs of impending stress. Ensure adherence to CPM business conduct framework in implementing this strategy.

Reinforce the principle of first line ownership of risk in managing emerging risks in the CCIB portfolio, ensure timely detection and mitigation of such emergent risk, and collaborate with Risk, and FM/GCM teams in managing down the overall stressed asset portfolio aimed at improving the overall RoTE for CCIB and the Group.

Providing transparency on the cost and risk of any mitigation action, and on the underlying decision making process as they relate to the stressed asset portfolio. Work towards optimisation of RWA and liquidity in the legacy stressed asset portfolio as a priority and ensure appropriate data capture/ data management that can feed into and improve CCIB's data/ credit modelling regimes.

Key Responsibilities

Primary Role

• Asset management of complex and large exposures requiring corporate finance input

• Assist Head SAG, and ED SSA with management of assets to be risk mitigated (novate/ assign/ risk participate) and where appropriate, servicing of these

• Assist Head SAG, and ED SSA in management of SAG's enterprise valuation function,



producing valuations for the purposes of determining and implementing account strategy, and determining IFRS 9 provision requirements

Purpose

To assist Head SAG , and Ed SSA with management of all impaired accounts and other accounts specifically assigned to SSA to ensure:
• Risks are properly assessed / identified and impairment considered as appropriate

• Account objectives, strategies and action plans are formulated, agreed and adhered to

• Carry out Enterprise Valuations for material accounts

• Provide advice around structuring of recent money requests or debt equity swaps

• Manage asset disposal reviews and sales

• Minimize risks, prevent losses and maximize recoveries

• Working closely with GCM and FM Sales to direct and manage the sale processes of stressed exposures including identification, assessment, monitoring and management of accounts that should be exited to the market
• Develop relationships with special situation investors, private equity and credit funds as well as distressed debt traders to enable development of appropriate sell down strategies working alongside GCM and FM Sales teams

• Prepare full enterprise valuation assessments of material exposures in the stressed assets portfolio

• Ensure that the Group's risk arising from litigation, environmental claims,



regulatory censure or potential reputational loss in regard to the accounts being managed are minimised

• Develop a culture which understands and evaluates the constant tradeoffs between new business, risk and capital deployment

• Help improve efficiency, speed, and productivity of capital specifically for stressed asset portfolio and for broader CCIB balance sheet

Reinforce first-line ownership of risk and origination discipline/ Risk Management
• Working together with Head SAG, and ED SSA ensure business is carried out within the Group's risk appetite and reputational and credit risks are appropriately managed
• Help communicate use of capital metrics (Liquidity and RWA efficiency/ RoTE), where applicable, for stressed assets so that they can be easily communicated to the front line when evaluating mitigation actions
• Ensure that Risk Management matters that are brought to the job-holder's attention are subject to direct remedial action and/or escalated, where appropriate to relevant committees

Reduce P&L; volatility while managing returns:
• Drive continuous improvement of the operational efficiency and effectiveness of the process to increase the consistency of global systems and processes. This should enhance the business experience by process simplification and ease of doing business which is not limited to origination, credit and distribution

Processes
• Work with the team to support & manage where applicable CPM processes allocated to the CEO, CCIB by the Group process universe in line with the ORF and their associated risks, including activities within the processes which are hubbed

📌 Analyst, Stressed Asset Grop (Bengaluru)
🏢 Standard Chartered Bank
📍 Bengaluru