Regional Sales Manager-Vishwas

Roles & Responsibilities
Products include Vishwas Home Loans and Loan Against Property
Manage a team of Relationship Managers (RMs) and Area Sales Managers (ASMs) to drive business volumes across both internal and external channels (Branch, DSA, Builder)
Manage sales and distribution through the cross-sell and open market channels
Work with cross functional teams like Credit, Legal, Technical, and Product & Ops to ensure business deliverables are met.
Sanction & disbursement of files per month as per targets assigned
Managing a set of diverse stakeholders , including internal teams, branches & DSA partners




Ensure additional revenue generation through cross sell & multi selling of Insurance and other cross sell products.
Ensure the portfolio quality is tracked and is per agreed norms
Deliver the P&L; of the portfolio
Administer and ensure compliance to all business practices.

Knowledge & Experience
Ability to manage and lead teams across geographies and well verse with local market.
Team management & Decision making skills
Ability to communicate & influence both internal & external stakeholders for driving business growth
P&L; acumen
Knowledge of secured banking products is preferred.

📌 Regional Sales Manager Vishwas Hrr Ludhiana
🏢 Kotak
📍 Ludhiana