Job Summary

Risk portfolio management for each of the co-lending partners. Culture anchor: have high ambitions - inspires the team to aim for higher targets and supports in achieving them. Own it - acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.

Duties and Responsibilities

The role will manage all Risk related activities of a current Strategic Business Initiative of the Company - "Co-Lending". The role will manage multiple products - Micro Finance, Personal Loans, Housing, Commercial Vehicle, Tractor Gold Loan.
Co-Lending Portfolio Monitoring
Responsible for Product Program, Existing policy changes and implementation of Policy rules on System
Responsible for Portfolio Management according to annual operating plans and Risk KPI's
Responsible for Loan Loss budgeting AOP delivery on various risk KPIs
Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes business strategies, market workplace or portfolio performance




Responsible for tracking portfolio performance/TTD Metrics/Approval Rates Data Infrastructure MIS
Responsible for setting up Data Infrastructure related to Risk for Co-Lending business
Responsible for developing and publishing monthly risk reports to Senior Management
Development Management of Credit Rule Engine
Developing and managing Rule Engine coding to code Risk Policy rules of each Co-Lending partner
Responsible for getting UAT testing of risk rules coded sign off
Understanding any policy rule changes communicated by the External Partners and executing the coding, testing sign off of the rule changes.
Ensuring that the Rule Engine is working as coded and Error Rate is Nil.
Responsible for Risk Masters maintenance in system
Alignment of Co-Lending Partners masters with our internal systems.

Required Qualifications and Experience
Practice Emotional Intelligence - Develops the team, supporting them to do more
Listens to others, stays calm under pressure, and treats everyone with respect.

📌 Assistant Manager Bfsd Dms Bkt 1 & 2 Bengaluru
🏢 Bajaj Finance
📍 Bengaluru