Role & responsibilities
Monitor loan applications and identify potential risks.
Verify customer details, business activities, and repayment capacity.
Conduct field visits and verify customer information, residence, and business.
Identify suspicious cases, potential fraud, and policy violations.
Review loan files and ensure proper documentation.
Monitor overdue accounts and identify high-risk customers.
Coordinate with branch teams to resolve risk-related issues.
Conduct regular audits and risk assessments at branches.
Prepare risk reports and share observations with senior management.
Ensure compliance with company policies and lending guidelines.
Support the Risk Manager in improving risk control processes.
Follow up on audit observations and ensure corrective actions are taken.