JOB DESCRIPTION LIFE INSURANCE EXECUTIVE – DIRECT SALES

Experience: 1+ Year in Life Insurance / Insurance Industry

Role: 75% Sales | 25% Operations

Qualification: BQP Qualified – Mandatory

Key Responsibilities
Connect with customers/prospects from the provided database and understand their insurance and financial protection needs.
Drive direct sales by recommending and selling the appropriate Life Insurance products based on customer requirements.
Achieve assigned monthly sales and business targets.
Explain product features, perks, premiums, policy terms and key conditions clearly.
Manage the complete sales journey from customer interaction to policy issuance.
Follow up with customers for documentation, medicals, payments and policy issuance.
Coordinate with insurers and internal teams for pending requirements and issue resolution.
Maintain accurate customer, sales and policy data in CRM/Excel.
Ensure proper post-sales customer servicing and relationship management.





Required Skills
1+ year experience in Life Insurance / Insurance Industry.
BQP qualification is mandatory.
Valuable knowledge of Life Insurance products such as Term, Savings, ULIP, Retirement/Pension and other relevant products.
Excellent communication, convincing and customer-handling skills.
Strong direct sales, negotiation and conversion skills.
Valuable MS Excel skills – VLOOKUP/XLOOKUP, Pivot Tables, Filters and basic formulas.
Strong follow-up and relationship-management skills.
Target-oriented, proactive and able to work independently.
Working knowledge of CRM and insurer portals.

Key Focus
75% Sales – Customer engagement, need analysis, product recommendation, conversion and target achievement.
25% Operations – Documentation, insurer coordination, policy issuance and CRM/MIS updates.

📌 Life Insurance Direct Sales Mumbai
🏢 Choice International
📍 Mumbai