Role & responsibilities:
This role/position will be responsible for evaluating publicly traded companies, listed/un-listed stock/pre-IPO stocks and specific market sectors to deliver investment insights, financial models, and stock recommendations (Buy, Sell, or Hold);
Build and maintain agile Excel/software models (using DCF, relative valuation, and multiples) to forecast revenue, margins, and earnings for Financial Modelling & Valuation;
Author detailed initiation-of-coverage reports, earnings updates, and investment thesis for internal decision making;
Conduct necessary checks, interview company management team and attend earnings calls or industry conferences;
Monitor daily news flow, regulatory shifts, and quarterly financial results to update models and stock ratings in real time;
Ensure credit evaluation and underwriting of customers/deals based on credit/risk-assessment;
Analyze macro-micro-economic indicators, government policies, industry trends, and competitive landscapes within assigned companies and sectors;
Look for prospects to simplify processes related to various products offered by the company to serve customers seamlessly during dealing with all internal and external stakeholders while pursuing business objectives;




Ensure credit underwriting process compliance is within established guardrails;
Continuous monitoring of loan utilisation, repayment capacity, loan covenants, and compliance. Process credit appraisal notes within the defined financial limit in line with the Bank framework;
Ensure best customer experience in all the engagements;

Preferred candidate profile
Graduate (B.Com.)/Chartered Accountant (CA)/Cost Management Accountant (CMA)/ Chartered Financial Analyst (CFA)/ MBA;
5+ year experience in a similar role/profile in a Bank/NBFC;
Ability to evaluate Balance Sheet, Cash-Flow statement, P&L; Account, and other financial parameters of client;
Orientation and willingness for the role of Relationship Management;
Ability to gauge impact of government, industry, policies, rules, and regulations on portfolio;
Conceptual understanding of risk management and risk mitigation strategies;
Valuable oral and written communication skills;
Additional Skills (Required) - Analytical Mindset, Openness to collaborate, Vigil on regulatory norms & regulations, Customer-centric approach, Orientation to business understanding, Comfort/Orientation to Relationship/Sales support;
Early Joiners preferred

📌 Equity Research Analyst Kolkata (India)
🏢 RNS Group
📍 India