Role & responsibilities
Responsible for underwriting of Cross Sell products
Manage credit quality and control delinquencies.
Understand credit policy and processes as well as credit workplace in the city / branch.
Ensuring 100% screening of current applications.
Ensuring appropriate work allocation.
Responsible for updating and maintain sound Market intelligence of Consumer Durable business.
Investigation on pre-acquisition fraud's
Managing Weekly and Monthly MIS and Trackers.
Assessing training needs to accelerate his teams performance.
Frequent check on feedback going to business.
Monitor and enforce approval rate and TAT as per prescribed standards.
Co-ordination with Business team for resolving queries.
Sharing of best practices and trend for respective locations.
Managing manpower requirements on timely basis.
Fraud detection and prevention.
Credit Management.
Decision making and capability of exception processing.
Workflow understanding and valuable time-motion study abilities.
Team Management.

Preferred candidate profile
Graduate / MBA with 6 8 years of experience
Understanding of Loans Business and its key aspects
Must have team handling experience.

📌 Hub Credit Manager Chennai (India)
🏢 HDB Financial Services
📍 India