We are looking for a dedicated and qualified skilled to join our organization in the role outlined below. This position offers an opportunity to contribute to our mission while developing your skills in a cooperative setting.
Overview & Processing the proposals of LAP & HL by conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies.
Supervising & controlling delinquency.
Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports.
Understanding of local market in terms of Legal & Technical aspect of property.
Fulfilling the credit training needs of the entire business team on a continued & timely basis.
Requirement In-depth knowledge/skill of:
Through understanding of calculating eligibility under Assessment Method.
Risk (credit/investment, operational, others) identification and mitigation.
Banking products and procedures.
Documentation.
Leading, mentoring & monitoring the performance of the team members to ensure efficiency in process operations.
Nurturing, managing & imparting training to the team is also one of the core activities.
Managing a team of Area Credit Managers/Credit Managers.