Responsibilities:

- Preparing credit applications / annual reviews of counterparties to assess their credit quality, recommending appropriate credit limits, obligor rating, terms and conditions that address client credit risk and transaction risk.
- Assure Annual Reviews and obligor risk ratings of assigned portfolio are done within prescribed timelines.
- Assure post approval activities and other credit related tasks are completed on time.
- Interact regularly with onshore stakeholders on deliverables and timelines and deliver as per expectations.
- Reviewing all relevant legal documentation (i.e. credit agreements, Guaranty, ISDA, CSA) and proposing changes as necessary to comply with SG policies.
- Ensure compliance with all applicable regulatory requirements and credit policies for the portfolios assigned.
- Perform ongoing monitoring of client credit quality to identify a possible deterioration of credit quality including monitoring covenants and watch list triggers.
- Assist Team Lead in managing workload. Be proactive to take up ad-hoc and complex assignments while not impacting the scheduled annual reviews.

📌 Lead Credit Analyst - Corporates (India)
🏢 Société Générale
📍 India