RC - Cards Credit Operations Officer - NPCINTERNAL USAGE:No. of Vacancies: Reports to:Cell leaderIs a Team leader?NTeam Size:NA Grade:AM/DM/MBusiness:UnderwritingDepartment:�Retail CreditSub-Department:Centralized underwritingLocation: Mumbai/Noida/Hyderabad/Bangalore/ChennaiAbout Retail CreditThe Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a valuable portfolio quality and for ensuring smooth credit appraisal processesAbout the RoleThe Cards Credit Operations officer manager lot of support items like escalation handling , reconciliation , MIS , Process improvement projects , testing , quality check etc .Key Responsibilities� Generating different idea�s for cost saving or process improvement.
� Project handling for cost saving or process improvement.
� Completing necessary testing and follow up with IT / BSG team for completion of projection.
� Quality check for underwriting and DIP team
� TAT monitoring for CRM SR closure
� Telecalling for underwriting and verification processing.
� MIS reporting and preparation
� Vendor management
� Training to team members.�
QualificationsOptimal qualification for success on the job is:
� Graduate / Post- Graduation (MBA/ CA preferred)
� Fresher or Experience in retail credit
Role Proficiencies:For successful execution of the job, the candidate should possess:
� Knowledge of credit, industry and product trends
� Knowledge of regulatory guidelines and norms
� Good communication (both verbal and written) skill in both English and the local language