- Work Hard - Consistently puts in effort, plans, and tracks daily progress to achieve targets
- Execute with Rigor - Takes responsibility for meeting targets with focus and effort
- Own It - Maintains honesty and fairness in all interactions in line with organization's policies
- Act with Integrity
Duties and Responsibilities
- The role will require a strong understanding of professionals, industry knowledge & market intelligence, and underwriting processes at BFL to ensure that only creditworthy firms & individuals are extended loans in line with BFL's risk policies.
- The incumbent will be responsible for underwriting loans in their specific locations, which will mostly be pre-qualified/pre-approved by the Risk team and require quick processing TATs, in the following businesses:
- Professional Loans:
Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September. Thus each Credit Manager is expected to process Rs.10 Cr of loan applications.
- Key Responsibilities:
1. Underwriting of loans to professionals within defined timelines.
2. Drive ownership of internal processes & compliance with underwriting policies.
3. Support Business, Risk & Operations in meeting the long-term goals of the respective businesses.