Key Responsibilities:
Conduct Know Your Customer (KYC) and Customer Due Diligence (CDD) checks for individual and non-individual clients.
Review and verify client documents including identity proof, address proof, PAN, incorporation documents, and beneficial ownership details.
Perform Enhanced Due Diligence (EDD) for high-risk customers and escalated cases.
Ensure compliance with regulatory requirements, internal policies, and AML guidelines.
Follow up with clients, relationship managers, and internal teams for pending documentation or clarifications.
Monitor and update client records periodically as part of Re-KYC processes.
Identify suspicious or unusual transactions and escalate concerns appropriately.
Maintain accurate records and prepare reports related to KYC status, deficiencies,
and account restrictions.
Coordinate with onboarding, compliance, and operations teams for smooth account opening and maintenance.
Ensure timely closure of KYC reviews within defined turnaround times (TAT).
Required Skills:
Valuable understanding of KYC, AML, CDD, and regulatory compliance requirements.
Knowledge of customer onboarding and documentation processes.
Solid analytical and attention-to-detail skills.
Positive communication and stakeholder management abilities.
Proficiency in MS Excel and banking/compliance systems.
Ability to manage multiple cases and work under deadlines.
Preferred Qualifications:
Experience in Banking, Wealth Management, NBFC, or Financial Services.
Experience:
1 -5 years of experience in KYC/AML/CDD operations.