We are seeking an experienced Business Analyst (Payments Domain) with solid expertise in Wire Transfers, ACH, FX transactions, and regulatory compliance to support enterprise payment platforms.
The BA will act as a bridge between business stakeholders and technology teams, ensuring high-quality requirement definition, functional clarity, and end-to-end traceability across the payment lifecycle. The role emphasizes AI-enabled insights, data-driven validation, domain-led quality assurance, and strong testing and sign-off governance.
Strong hands-on exposure to PEP+ (Mainframe-based), CNS (Consolidated Server), and Payment Exchange platforms is mandatory.
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Key Responsibilities
1. Business Analysis & Requirement Management
• Elicit, analyse, and document business requirements for:
o Wire Transfers (Domestic & International)
o ACH processing and clearing cycles
o FX and cross-currency transactions
• Prepare and manage:
o BRD, FRD,
User Stories, Acceptance Criteria
• Ensure end-to-end traceability across:
o Initiation ? Validation ? Routing ? Settlement ? Reconciliation
• Collaborate with Product Owners for backlog refinement and prioritization
• Conduct requirement walkthroughs ensuring clarity across teams
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2. Payments Domain Expertise
• Apply strong domain knowledge in:
o Payment lifecycle and STP processing
o Exception handling and reconciliation processes
• Ensure correctness of:
o SWIFT (MT/MX) and ISO 20022 message formats
o Cut-off times, settlement cycles, and holiday calendars
o FX rate application and validations
• Define business rules for:
o Payment validation, routing, and processing
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📌 Business Analyst (India)
🏢 Quality Engineering
📍 India
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